Sep 072015

Liability Insurance for Shellfish Farms – One Call or Click Away!

Liability Insurance Shellfish FarmsIf you own or manage a shellfish farming operation Duncan and Associates Insurance Brokers can help you find the better options on Liability Insurance for Shellfish Farms.  

Call us at 800-228-8291 during normal business hours Monday through Friday 9 AM to 5 PM.

Or you may submit your request for quotes and information by clicking on Shellfish Liability Insurance. 

Liability Insurance can be combined with your business property and other commercial insurance endorsements needed to protect your business from claims and lawsuits.

Why Do You Need Shellfish Liability Insurance?

Shellfish liability insurance is similar to other types of commercial liability insurance providing coverage for bodily injury and property damage for claim events not excluded in the general liability insurance policy.

Example: As a member of the National Association for Aquatic Farmers you host events on your farm to encourage additional membership and occasionally you invite politicians who are friendly to the Shellfish Farming Industry.

Marcia Gibbons an intern working for a state senator is injured at your event when she catches her foot on the edge of your hopper conveyor that she was passing by.

Marcia loses her balance and hits the concrete floor resulting in a trip to the local emergency room and a three day hospital stay for her concussion.

Will your business liability policy cover Marcia’s injury? 

Please Note How One Policy Describes Coverage: 

We will pay those sums that the insured becomes legally obligated to pay as damages because of “bodily injury” or “property damage” to which this insurance applies. 

Slip and fall accidents are more common than you might imagine and account for a number of injuries to customers, visitors, and employees each year.

Because Marcia was attending an event at your shellfish farm it is possible coverage would apply. 

Naturally it’s important to initiate as many safety protocols as possible at your place of business, however accidents can and will happen leaving you as the business owner potentially responsible. 

Need Liability Insurance for Your Shellfish Farm? Contact Us Today! 

We specialize in providing insurance for shellfish farming operations. 

Call us today at 800-228-8291 during normal business hours or use our online system to send us your request for information quotes by clicking on quotes on shellfish farm insurance.

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