Business Auto Insurance Shellfish Farms – Quotes are Available in all 50 States!
Or click on Business Auto Insurance Shellfish Farm to submit your request for information or quotes 24 hours per day.
It’s important to work with an agency that understands your needs as a small business owner.
The good news is that we specialize in providing competitive insurance solutions for Shellfish Farming operations throughout the United States.
One mistake commonly made is making a purchasing decision exclusively on the price that you pay for the insurance.
Shellfish Farm Business Auto Policies May Not Be Identical.
A business auto policy may contain major differences in coverage based on something called the AUTO DESIGNATION SYMBOLS.
It’s easy to assume that the business auto policy works in a similar fashion as the personal car insurance policy as it includes some similar features.
For instance you can have split limits of liability such as 100/300/100 limits, uninsured motorist coverage, medical payments coverage, comprehensive, collision, car rental, and towing and labor on both the personal automobile and business auto insurance policy.
However there are some significant variances when you take time to analyze the Commercial Auto Policy.
For example, AUTO DESIGNATION SYMBOLS is not something you will find on the personal automobile policy.
Picking the wrong symbol for your business could lead to coverage gaps and claim denials!
What Are Auto Designation Symbols?
The AUTO DESIGNATION SYMBOLS are the contractual description of what vehicles are covered, and how they are covered by the insurance company.
For instance a symbol 1 will cover any vehicle.
It provides the broadest coverage with no limitations or restrictions other than the exclusions and conditions contained within the policy.
In contrast a symbol 7 covers only the vehicles described in the declaration page for which a premium is shown.
Symbol 3 provides coverage for only private passenger autos only, so for instance a sedan, pickup truck, or minivan. There could be some limitations on pickups depending on the gross weight limit.
If you do not choose the correct auto designation symbol for your vehicles, you might find yourself paying a claim completely out-of-pocket!
How Do You Know What Shellfish Farm Business Auto Policy Is Best for Your Needs?
When you work with one of our specialists we can help you choose the most suitable coverage to protect you financially.
Contact Duncan and Associates Insurance Brokers today at 800-228-8291, or you may request information online about all types of insurance for Shellfish Farming Operations when you click on Business Auto Insurance Quotes for Shellfish Farms.