Shellfish Farm Insurance
Duncan and Associates Insurance Brokers offers a highly competitive Shellfish Farm Insurance Program specific to the needs of aquatic farmers. You can reach us directly at 800-228-8291 or to request a quote online click on Shellfish Farm Insurance.
Our program is available throughout the United States.
This Is What You Need to Know about Shellfish Farm Insurance.
Shellfish insurance is a highly specialized type of coverage that few insurance agents or companies offer let alone specialize. Because your business is likely your largest asset it is important to work with a company that specializes in aquatic shellfish insurance.
Our specialist will work with you to develop a comprehensive insurance solution to meet your business needs.
What Coverage Is Important To Your Business?
It really depends on a number of different factors. Common types of available insurance include business property to protect your buildings and equipment, commercial hull insurance for vessels used in your business, general liability insurance, commercial auto insurance, coverage for your livestock, and coverage for divers.
Maritime Employers Liability Insurance would be important for you to consider as it can protect your business from employment related lawsuits due to work related injuries.
Example: A diver employed by your company named Bobby Jana has a nonfatal heart attack that he attributes to his diving activities with your company. Bobby is no longer able to work and he files a civil action against your company.
If the lawsuit prevails you may be liable for all of Bobby’s medical expenses, disability benefits, and pain and suffering. Let’s assume you lose your court case and a judgment for $917,000 is assessed against your company.
Would this claim force you to file bankruptcy or take other drastic action to curtail your business operations? Quite possibly.
A Maritime Employers Liability Insurance policy would help to cover expenses related to Jones Act claims.
Please note how this coverage can offer protection to your business:
We hereby agree, subject to the terms and conditions and the combined single limit, deductible, and exclusions hereinafter mentioned, to pay all sums which you become legally obligated to pay, as employer, for compensatory damages under 4 6 U.S.C. 688 (the Jones act) or the general maritime law of the United States, for transportation, unearned wages, maintenance and cure and burial expenses, because of bodily injury by accident or bodily injury by disease, including wrongful death at any time resulting therefrom, sustained by any of your employees arising out of and in the course of their employment by you in either operations in the states or territories designated in the declarations or in operations necessary or incidental thereto.
Call Us Today to Discuss Your Aquaculture Insurance Needs.
Duncan and Associates Insurance Brokers can help you find the coverage you need for your business throughout the United States.
Call and speak with one of our specialist by dialing 800-228-8291 or submit your information to us online by choosing Insurance for Aquaculture.
Aquaculture Insurance is Available in All 50 States Including:
- Aquaculture Insurance Washington
- Aquaculture Insurance Oregon
- Shellfish Farm Insurance Maine
- Shellfish Farms Insurance Hawaii
- Shellfish Insurance Virginia
- Shellfish Insurance Louisiana